Medicaid is a needs-based program that individual states operate in conjunction with the federal government. Different states have different programs, but all programs have income and asset limits that must be met and maintained to receive program benefits. Medicare, on the other hand, provides health insurance for the elderly and individuals determined to be disabled. Unlike Medicaid, Medicare is a social insurance program, not a means tested program. It generally consists of two components. Part A provides inpatient hospital coverage, skilled nursing home care, and home healthcare. Part B provides physicians’ services, outpatient hospital care, physical therapy, medical equipment, and prosthetic devices. Part B is voluntary, and a small monthly premium must be paid to maintain enrollment.